HTM classification is still allowed for liquid securities (including bonds and MBS), it's just that the larger banks have to meet more stringent liquidity and funding requirements than institutions like SVB and if SVB were forced to meet those requirements it might have been in a better place to head off a run.
HTM classification is still allowed for liquid securities (including bonds and MBS), it's just that the larger banks have to meet more stringent liquidity and funding requirements than institutions like SVB and if SVB were forced to meet those requirements it might have been in a better place to head off a run.
HTM classification is still allowed for liquid securities (including bonds and MBS), it's just that the larger banks have to meet more stringent liquidity and funding requirements than institutions like SVB and if SVB were forced to meet those requirements it might have been in a better place to head off a run.